Why Expecting 100% Build Cost Funding Without Land Ownership Is a Bad Bet — and How Scotland’s Rules Change the Playbook

https://www.propertyinvestortoday.co.uk/article/2025/08/6-best-development-finance-brokers-in-2025/

Why many developers assume they can get full construction finance without owning the land It’s common to hear developers, small construction businesses and self-builders say: “We’ll get the bank to fund the build — we don’t need to own the