Small business health coverage is a mess. Group plans and SHOP offer...

https://bravo-wiki.win/index.php/Level_Funded_Plan_Renewal_Gotcha:_What_You_Need_to_Ask_Before_You_Sign

Small business health coverage is a mess. Group plans and SHOP offer traditional stability but can be pricey. If you want control, ICHRA lets you provide tax-free stipends for individual plans