Planning a big family cost? Separate savings pots can keep your goal moving...

https://dibz.me/blog/how-do-i-budget-for-a-nursery-deposit-and-a-car-repair-in-the-same-month-1293

Planning a big family cost? Separate savings pots can keep your goal moving while protecting your emergency buffer. Stress-test the budget with an awkward month, such as an early bill or reduced hours, before setting a monthly target.