Small businesses can shop for coverage through a broker, contact carriers...
https://www.tradersdna.com/the-best-ways-to-find-small-business-health-insurance-outside-the-marketplace-exchange/
Small businesses can shop for coverage through a broker, contact carriers directly, or compare small-group plans. If a traditional group plan doesn’t fit, an HRA can let employees buy individual coverage and get reimbursed for eligible costs