Is Underestimating Smoke Damage Holding You Back from Your Recovery Goals?
https://xeon-wiki.win/index.php/No_Undo_Button_-_Why_Skipping_Annual_Policy_Reviews_Costs_You,_and_Which_Furniture_and_Electronics_Depreciate_First
If you treat smoke damage as minor soot on a wall, you are setting yourself up for prolonged disruption, higher costs, and claim denials