financial advisors with no product sales 5

https://adviceonlyfinancialadvicedesk.capitaljays.com/posts/finding-reliable-financial-advice-for-life-changes

My financial advisor doesn't sell any products—no insurance, no mutual funds, no annuities. He charges a flat fee for a financial plan, then helps me implement it using accounts I already have. It feels more like a coaching session than a sales pitch, and I appreciate that his only incentive is to give me clear, unbiased advice. We focus on my actual goals rather than what a firm wants to push.