California Group Health Insurance
https://wiki-neon.win/index.php/The_Complete_Guide_to_California_Employee_Benefit_Plans:_How_Employers_Can_Design_Competitive_and_Compliant_Workplace_Benefits
"California group health insurance provides a variety of plan options, including HMOs, PPOs, and HDHPs, giving employers flexibility in choosing the right coverage for their employees' diverse needs."